Pensions
|
It is widely acknowledged that pensions
is a complex subject. Many people can be put off from starting a
pension or taking an interest in their pension planning because of
this complexity. This is a shame because planning for retirement no
matter how young or old you are is something which everyone really
does need to spend some time thinking about. The world of pensions
can be further demystified by seeking the help and advice of an
independent financial adviser.
As you will see later in the
guide it is quite clear
that the pension provided by the state is not and will not be enough
for many people to live in retirement without a substantial decrease
in their standard of living. Therefore it is every individuals
responsibility to ensure that they are saving enough today to
provide for themselves in retirement. The Essential Pensions
guide aims to provide enough information and advice for you to start
planning your retirement. Once you have made this initial step you
can relax safe in the knowledge that you are making the necessary
savings.
|
The Essential Pensions guide
|
The Essential Pensions guide
explains some (hopefully most) aspects of the pensions system in the
UK which people will find useful. There is not a lot of information
available on the internet regarding the UK pension system and it is
very rare to find it all on one site! The Essential Pensions guide
plugs this gap and provide an accurate and useful
guide to pensions for everybody.
The whole subject of pensions can be confusing and full of jargon
(Stakeholders, With-profits, GPPs, AVC's, Defined Contribution,
Final Salary, the list goes on and on). This guide tries to avoid as much jargon as possible (If you find any -
let us know and we will have it
replaced with plain English!) because the use of jargon makes
understanding pensions very difficult for many people. If at any
point you find something that you do not understand then please
let us know. If you do not understand
it then chances are other people are having the same problem!
Please go on and read as much or as little of the guide as you need.
We would welcome your comments on the
contents of the pensions guide. In fact your comments will help
shape the Essential Pensions guide of the future so please just
let us know what you need to know!
Thank you
The Essential Pensions Team
|
|
|
|
|
Use our online calculator
to get an estimate of your basic state pension.
Its free and
simple to use you can even include it on your own website!
|
|
|
Tell a friend about
Essential Pensions. Send an automatic message to your friends
email account about the site.
|
|
|
Read the guide to
investment in the pensions guide. It explains what you need to
think about before investing for your retirement.
|
|
