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 Pensions Guide

 • Introduction
 • State Pensions
 • Company Pensions
 • Individual Pensions

 Essential Pensions

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 • About us
 • Contact us

 Simple Calculators

 • State Pension Age
 • Basic State Pension
 • Lifespan
 • Personal Pension

  About us


Essential Pensions

Essential Pensions provides impartial information on UK pensions to everybody. The guide is written in plain English because a lot of the jargon that surrounds pensions makes understanding the issues very difficult for many people. Essential Pensions is designed to be used as a first step towards your retirement planning and to make everybody aware of the need for adequate retirement planning as early on in life as possible. We recommend that retirement planning we conducted with the help, knowledge and experience of a qualified financial adviser. You may even find it beneficial to seek the advice of more than one financial adviser.
The pensions guide and pensions calculator are written by qualified pension professionals. Essential Pensions is not like other guides written by well meaning but inexperienced amateurs. The world of pensions can be very confusing and inaccessible and this requires the experience of a professional. The guide is designed to be easy to read, easy to navigate and above all provides you with the essentials!

About us

The information contained within Essential Pensions is freely available and completely impartial. We do not represent the large companies who make millions of pounds each year from the pensions industry, we do not represent the employers who provide schemes for their employers, we do not represent the state who provide pensions for those in retirement and equally we do not represent consumers. We are truly impartial and acknowledge that every situation has more than one side!
Essential Pensions is not financed by commission on sales of pensions, like some other less scrupulous sites and our site makes no references to specific providers of pensions. The guide is designed to help you understand the whole structure of the pension system. Once you have this then getting started on your pension planning should take place with the help and advice of a professional financial adviser.

Useful Pension Links

The Pension Service
The Office of the Pensions Advisory Service (OPAS)
Occupational Pensions Regulatory Authority (OPRA)

Frequently Asked Questions (FAQ)

Read our FAQ sections covering State Pensions, Company Pensions and Private Pensions.

Got a question?

If you have a pensions related question then please let us know.
If it's something other people would find useful then we will post an answer in our Frequently Asked Question (FAQ) area.

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